Loan Officer


Responsible for servicing and maintaining existing customers of the bank as well as developing new customer relationships. Represent the bank in the community through active participation in community affairs as well as promoting all of the bank’s products and services.

Responsible for monitoring new and existing loan portfolio to ensure proper risk ratings and identify any potential problems in their early stages and report them to your supervisor. Develop and underwrite loan requests from customers in order to maximize bank profitability as well as loan growth, the pricing of new loans, fee income, and selling of all bank products & services.

Analyze, negotiate terms, and structure loans based on risk and credit worthiness to be presented for approval through the appropriate levels of authority as set out by the Board of Directors.

Work and collect past due loans up to and through repossession or foreclosure.

Bachelor’s degree in Finance, Business, or Economics. MBA preferred. Background check and drug screening required. EEO/AA

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