HMDA Review Specialist I

Description:

For more information and/or to apply, please visit our career site at:
my100bank.com/careers

GENERAL DESCRIPTION OF POSITION
The HMDA Review Specialist is responsible for the review of loan information contained in the Loan Origination System (LOS) to determine if the correct action as defined by Home Mortgage Disclosure Act (HMDA).

ESSENTIAL DUTIES AND RESPONSIBILITIES
1. Maintain a good working knowledge of the requirements of the Home Mortgage Disclosure Act (HMDA). Stay up-to-date with the bank's lending practices and procedures in order to perform a thorough and accurate comparative loan analysis. This duty is performed daily, about 10% of the time.

2. Issue daily the Statement of Denial, Termination or Change for any applicable loan files. This duty is performed daily, about 10% of the time.

3. Ensure that all HMDA related fields within the LOS have been correctly entered and completely input. This duty is performed daily, about 15% of the time.

4. Perform periodic HMDA information audits. This duty is performed monthly, about 10% of the time.

5. Report any issues or concerns about non-compliance with HMDA regulatory requirements. This duty is performed daily, about 10% of the time.

6. Assist in the update of HMDA policies and procedures. This duty is performed as needed, about 10% of the time.

7. Review loan application data and credit files on a monthly basis for accuracy in reporting consistent with the requirement of HMDA. This duty is performed monthly, about 10% of the time.

8. Read, analyze and interpret loan applications and related documentation gathered during the loan underwriting process to approval. This duty is performed daily, about 10% of the time.

9. Coordinate with various departments within the bank to resolve inconsistencies in loan data and recommends changes as warranted that will ensure the efficiency and accuracy in reporting of HMDA data. This duty is performed as needed, about 10% of the time.

10. The ability to work in a constant state of alertness and in a safe manner.

11. Complete required BSA/AML training and other compliance training as assigned. This duty is performed as needed.

12. Perform any other related duties as required or assigned.

EDUCATION AND EXPERIENCE
Broad knowledge of such fields as accounting, marketing, business administration, finance, etc. Equivalent to a four year college degree, plus 5 years related experience and/or training, or equivalent combination of education and experience.

WE OFFER:
Competitive Salaries
Paid holidays and vacation
401K Plan
Health Insurance

• Home BancShares, Inc. is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to age, race, color, sex, religion, national origin, disability, veteran status, family or marital status, gender identity or expression, or any other characteristic protected by law.
• EEO/AA/Veteran/Disabled

For more information and/or to apply, please visit our career site at:
my100bank.com/careers

Apply For This Job >

Search for a job by