Too Smart to Be That Stupid (Gwen Moritz Editor's Note) by Gwen Moritz Posted 10/29/2012 12:00 am Updated 5 years ago I wonder if anyone plans to create a Ponzi, considering that the scheme is, by its very nature, destined for failure. Want the Full Article? Get Unlimited Archive Access for $19.95 per Year Readers must pay to access articles older than 15 days. Articles newer than 15 days are not included in this offer. Purchase Now Already have archive access? Login to view this article.