Too Smart to Be That Stupid (Gwen Moritz Editor's Note) by Gwen Moritz Posted 10/29/2012 12:00 am Updated 4 years ago I wonder if anyone plans to create a Ponzi, considering that the scheme is, by its very nature, destined for failure. Want the Full Article? Get Unlimited Archive Access for $19.95 per Year Readers must pay to access stories older than 15 days. Purchase Now Already have archive access? Login to view this article.