U.S. Personal Debt Shows Declines in Major Areas by Arkansas Business Staff Posted 2/25/2013 12:00 am The Federal Reserve Bank of St. Louis, in its January 2013 “Page One Economics Newsletter,” addresses government debt in the context of personal and household spending. Want the Full Article? Get Unlimited Archive Access for $19.95 per Year Readers must pay to access stories older than 20 days. Purchase Now Already have archive access? Login to view this article.