A Sound Financial Plan Can Help Make Dreams a Reality


A Sound Financial Plan Can Help Make Dreams a Reality
(Photo provided by Hope Credit Union)

It often takes financing help to make financial dreams a reality. However, far too often, access to capital has been a barrier to success for businesses owned by people of color and women. Over the next ten years, things will be different with organizations like Hope Credit Union that will invest $1 billion into new homeowners, entrepreneurs and families to help close racial and gender opportunity gaps.

These funds will open more opportunities for more than 150,000 people in the Deep South to advance their life goals and dreams, dismantling barriers to financial opportunity by putting funds in the hands of people who need it the most.

As with any dream, a sound financial plan will help make it a reality. Whether a home, a car or starting a small business, the following steps will bring you closer to your goal:

Step #1 – Do research.  Ask yourself the tough questions. What are you looking to do? What resources do you have? What’s your timing to accomplish this financial goal?

Step #2 – Create a plan. Determine the ins and outs of your financial goals and the necessary steps to reach them. This might include tallying your expenses, recruiting your team, and setting key milestones.

Step #3 – Find the right partner. As with any big decision, one of the best ways to increase your odds of success is having the right financial team behind you. A true partner is someone who listens to better understand your needs and offers viable solutions. You need a financial partner who wants you to be successful and has the expertise to back you up.

Step #4 – Believe in yourself. You are making a major decision to improve your life. Manifesting it takes time, effort, and perseverance. Believe in yourself and know that you have the tools and persistence to make your financial goals and dreams a reality – even when you hit roadblocks.


Hope Credit Union is the nation's leading Black- and women-owned community development financial institution. Contact HOPE today to learn how we can help you turn your vision into a reality at www.hopecu.org. With roots in the Delta and located throughout the Deep South, HOPE provides our people and communities with the necessary capital they need to help them reach their full potential and spur economic growth.