credit
A Transformed America’s Car-Mart Rides Out the Squeeze
Despite challenges due to the COVID-19 pandemic, the company's decision to upgrade their online loan origination system has given them a leg up over their competitors. read more >
by Marty Cook -
Loan Delinquency Rate Hit All-Time Low in Q3
As of the third quarter of last year, the delinquency rate for all loans with commercial banks in the United States stood at 1.19%, a record low, according to the […] read more >
Bank OZK Sets Aside More Money for Credit Losses; Q4 Profit Rises 6%
For the full year, the bank's credit loss provisions totaled $83.5 million, compared to a negative provision of $77.9 million in 2021. read more >
More Data Is Key to Financial Inclusion in Arkansas (French Hill Commentary)
1 in 5 Arkansans can’t get credit because they have little or no credit history. The Credit Access & Inclusion Act would change that, spurring growth. read more >
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Rock Dental Secures $45M in Credit to Continue Growth
Over the past 12 months, Rock Dental has affiliated with 14 additional clinics in Arkansas, Tennessee, Missouri and Alabama. read more >
As ‘Buy Now, Pay Later’ Plans Grow, So Do Delinquencies
Another concern among advisers and consumer advocates, as well as Washington lawmakers and regulators, is the ease with which consumers can layer on these installment loans. read more >