Dodd-Frank Wall Street Reform & Consumer Protection Act of 2010

Regulations are a way that our society, through our elected government, levels out playing fields and creates transparency and protects the weak from abuse by the strong. read more >

Community banks did not cause the 2008 housing and economic crisis. However, due to the regulatory creation of the Dodd-Frank Wall Street Reform Act — Washington’s response to the crisis — small community financial institutions have borne the brunt of its effects. read more >

U.S. Rep. French Hill writes on the Financial CHOICE (Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs) Act, which rolls back portion of the Dodd-Frank Act of 2010. read more >

French Hill and a U.S. Chamber representative say the economy is growing too slowly because regulations designed for international financial institutions have been imposed on community institutions. read more >

Arkansas membership in the $10 billion bank club should double by the end of September. Home BancShares Inc. and Simmons First National Corp. have two pending acquisitions that will help take them beyond $10 billion to join Arvest Bank Group Inc. and Bank of the Ozarks Inc. read more >

It is undeniably the smaller banks — the ones that don’t have 1.5 million real customers, much less that many phony accounts — who have paid and are paying and will continue to pay the most for the bad acts of the banks that are too big to fail. read more >

Even with the enactment of the Dodd-Frank Act, which has yet to be fully imposed, debate continues on whether “too big to fail” remains an issue or whether the risk to the economy has been mitigated. read more >

Why are community banks — including some in Arkansas — increasingly deciding that now is the time to sell? Aaron Brooks writes that the reasons go well beyond Dodd-Frank. read more >

Not long ago, crossing the $10 billion-asset threshold for a bank was merely a big round-number achievement. Now, however, banks surpassing $10 billion in assets face additional costs, fee restrictions and new layers of regulatory oversight. read more >

Pete Yuan, in his role as president of IberiaBank’s Arkansas region, also is responsible for the bank’s title business, operated under Lender’s Title, United Title and American Abstract. read more >

American Banker published last week a thought-provoking article by Victoria Finkle headlined “Is Dodd-Frank Really Killing Community Banks?” I’m not one of those old-school editors who object to questions as headlines — we use them in Arkansas Business and no apologies — and the question intrigued me. Have I been suckered? read more >

U.S. Reps. French Hill (R-Ark.) and Stephen Fincher (R-Tenn.) write on the fifth anniversary of the Dodd-Frank banking reforms and its effect on small and medium-sized financial institutions and consumers. read more >

The Dodd-Frank Act celebrated its fifth anniversary last week, but it’s probably safe to assume many community bankers in Arkansas didn’t feel like partying. read more >

On Aug. 1, the way lenders, real estate agents and title companies work together will change completely. If you’re not prepared for the upcoming changes, you’ll run the risk of delayed closings, lost trust with customers or other challenges brought by new federal regulations. read more >

Say-on-pay votes are not binding in the first place, and the vast majority pass, but say on pay is having an impact even for companies whose compensation packages get voter approval, and a perfect example is in Little Rock: Bank of the Ozarks Inc. read more >

The law that just keeps on giving, the Dodd-Frank Wall Street Reform & Consumer Protection Act, created the Consumer Financial Protection Bureau to draft and implement regulations on banks. read more >

After three years, the Securities & Exchange Commission is finally following through on one of the Dodd-Frank law’s more controversial requirements: It has proposed that public companies disclose how the pay of their CEOs compares to that of their workers. read more >

The proxy access rule, a federal regulation established after the 2008 financial crisis, improved shareholder value before a federal appeals court struck it down, according to a study by Joanna T. Campbell, a management professor at the University of Arkansas, and her colleagues. read more >

The financial crisis of 2008 continues to reverberate throughout boardrooms nationwide as measures to encourage management accountability are implemented. read more >