Maybe Below Average (Gwen Moritz Editor's Note)
Still feel average living on a combined annual income of $500,000? You may be overlooking some obvious gaps in budget. read more >
Still feel average living on a combined annual income of $500,000? You may be overlooking some obvious gaps in budget. read more >
here’s some reason for cheer, and in time for Thanksgiving. read more >
Here's the thing: 401(k) plans managed with care, skill, prudence and diligence are as good for executives, who may be paying fees on higher balances, as for rank-and-file workers, who can’t afford an expensive mistake. read more >
The Retirement Enhancement & Savings Act of 2018, seeks to encourage further employee participation in 401(k) and similar plans, the increasingly important vehicles through which people save for retirement. read more >
Automatically enrolling employees in their 401(k) plans, a trend that’s picking up around the United States, can help companies in several ways, according to employee benefits experts in Arkansas. read more >
That collective sigh you heard Thursday morning was that of millions of Americans relieved to learn that the U.S. House of Representatives had no plans to change the rules on 401(k) accounts. read more >
Richard Thaler was already a rock star among economists before he was awarded the Nobel Memorial Prize in Economic Sciences last week. read more >
In every facet of 401(k) plans, fees are declining. There are three primary hands in the 401(k) cookie jar: recordkeepers/third-party administrators, investment funds and advisers. read more >
Companies provide 401(k) plans for all the right reasons, but in doing so, employers also take on a fiduciary responsibility for making smart choices. read more >
Conventional wisdom is being turned on its head in many ways these days. From politics to healthcare, there seems to be a revolution in thinking about how we arrive at the outcomes that are in our best interest. read more >
A couple of smart, talented, outwardly successful guys fell into the fatal trap of believing that they deserved a lifestyle they simply couldn’t afford. read more >
A new survey by the Employee Benefit Research Institute reveals Americans are not planning for retirement, but believe they will be just fine. read more >
An analysis by national correspondent Ryan Cooper for TheWeek.com declared the 401(k) system to be “a blight on the face of the American republic.” That’s the kind of over-the-top headline that is click-bait these days, but when you look at the numbers, the only conclusion one can reach is that a disaster is looming — even if we blame operator error rather than the system itself. read more >
Baby boomers between 55 and 64 haven’t squirreled away that much money for retirement, though some Arkansas money managers say their clients mostly will be financially ready. read more >
You’re probably putting together your Christmas gift list. But there’s one other important checklist you need to get started before Dec. 31. Whether you’re an individual or business owner, there are five things you need to consider before the year ends. read more >
A lot of people are making a lot of money off 401(k)s, but not very many Americans can expect to retire comfortably if a 401(k) is our primary retirement savings vehicle. read more >
If your company's 401(k) plan doesn't have a "safe harbor" feature in 2012, you should strongly consider incorporating such a feature for 2013 and beyond. read more >
