A Reason for Every Regulation (Gwen Moritz Editor's Note)
Regulations are a way that our society, through our elected government, levels out playing fields and creates transparency and protects the weak from abuse by the strong. read more >
Regulations are a way that our society, through our elected government, levels out playing fields and creates transparency and protects the weak from abuse by the strong. read more >
Ten years after a financial crisis rocked the nation's economy, the Senate is poised to pass legislation that would roll back some of the safeguards Congress put into place to prevent a relapse. read more >
Community banks did not cause the 2008 housing and economic crisis. However, due to the regulatory creation of the Dodd-Frank Wall Street Reform Act — Washington’s response to the crisis — small community financial institutions have borne the brunt of its effects. read more >
U.S. Rep. French Hill writes on the Financial CHOICE (Creating Hope and Opportunity for Investors, Consumers and Entrepreneurs) Act, which rolls back portion of the Dodd-Frank Act of 2010. read more >
The Republican-led House has moved closer to fulfilling President Donald Trump's goal of doing "a big number" on Dodd-Frank, the landmark banking law created after the 2008 economic crisis that was designed to prevent future meltdowns. read more >
Emboldened by a business-friendly president, Republicans in Congress have set a goal that is nothing if not ambitious: To undo the stricter banking rules that took effect after the devastating 2008 financial crisis. read more >
Tucked into a Republican bill to defang the Dodd-Frank financial rules is a provision to make it more difficult to bring proposals to a shareholder vote. read more >
Business leaders began an aggressive lobbying effort Thursday to ensure that their vision for overhauling the U.S. tax system isn't lost in the chaos consuming President Donald Trump's administration. read more >
A House panel approves legislation that would undo much of the Dodd-Frank law enacted after the 2008 economic meltdown. read more >
The House Financial Services Committee beings work on legislation to undo the Dodd-Frank law, which Congress passed after the financial meltdown in 2008. read more >
French Hill and a U.S. Chamber representative say the economy is growing too slowly because regulations designed for international financial institutions have been imposed on community institutions. read more >
President Donald Trump is taking his first steps aimed at scaling back financial services regulations, and the Republican-run Congress cast a vote early Friday signaling that it's eager to help. read more >
Arkansas membership in the $10 billion bank club should double by the end of September. Home BancShares Inc. and Simmons First National Corp. have two pending acquisitions that will help take them beyond $10 billion to join Arvest Bank Group Inc. and Bank of the Ozarks Inc. read more >
It is undeniably the smaller banks — the ones that don’t have 1.5 million real customers, much less that many phony accounts — who have paid and are paying and will continue to pay the most for the bad acts of the banks that are too big to fail. read more >
Even with the enactment of the Dodd-Frank Act, which has yet to be fully imposed, debate continues on whether “too big to fail” remains an issue or whether the risk to the economy has been mitigated. read more >
Why are community banks — including some in Arkansas — increasingly deciding that now is the time to sell? Aaron Brooks writes that the reasons go well beyond Dodd-Frank. read more >
Not long ago, crossing the $10 billion-asset threshold for a bank was merely a big round-number achievement. Now, however, banks surpassing $10 billion in assets face additional costs, fee restrictions and new layers of regulatory oversight. read more >
Pete Yuan, in his role as president of IberiaBank’s Arkansas region, also is responsible for the bank’s title business, operated under Lender’s Title, United Title and American Abstract. read more >
American Banker published last week a thought-provoking article by Victoria Finkle headlined “Is Dodd-Frank Really Killing Community Banks?” I’m not one of those old-school editors who object to questions as headlines — we use them in Arkansas Business and no apologies — and the question intrigued me. Have I been suckered? read more >
U.S. Reps. French Hill (R-Ark.) and Stephen Fincher (R-Tenn.) write on the fifth anniversary of the Dodd-Frank banking reforms and its effect on small and medium-sized financial institutions and consumers. read more >
