? Interactive Data Briefing: Household Debt as a Percentage of Disposable Income

(Shutterstock)

Household debt service payments as a percentage of disposable personal income have risen since falling to a low during the COVID-19 pandemic. In the third quarter of 2025, they totaled 11.26%, according to the Federal Reserve Bank of St. Louis.

The household debt service ratio measures the share of total required household debt payments relative to total disposable income.