Ken Galchus

The lack of understanding of financial matters in the most basic way by offenders is truly amazing. In my opinion, it also contributes heavily to recidivism. It is already difficult to get on one’s feet with a criminal record; add to that the trouble understanding finance and you contribute to the revolving door of the system. read more >

Each year, U.S. state and federal prisons return more than 600,000 prisoners back into society, at least half of whom are reincarcerated within three years. Many of these ex-offenders return to inner-city neighborhoods where income levels are low, jobs are scarce and crime rates are high. read more >