Rod Beckham

Rod Beckham, the mortgage division president of First Financial Bank of El Dorado, says the residential real estate market is hot. read more >

Once upon a time, homeowners thought it was perfectly fine — smart even — to carry greater debt on their houses and take out the equity as cash for investments. After all, interest rates were low, homebuyers were eager, and everyone knew that housing could never decline in value. Well, that last part turned out to be a fairy tale. read more >