Scott McElmurry

For several generations, owning a home has represented the biggest investment most people make, and it’s at the top of the list of items that define the “American Dream.” Conventional wisdom has held that homeownership is a critical facet to overall financial stability. A recent survey revealed that while most respondents thought that owning a home is a good investment, their perception of the investment as “safe” has changed. read more >

While lobbyists for smaller banks are still hoping for reprieve, some mortgage bankers in Arkansas seem resigned to — and even slightly relieved by — new regulations put in place by the federal Consumer Finance Protection Bureau. read more >